LIC
Right House will guide you how to avail a home loan from LIC HFL.
Buying a Home is the costliest purchase in one’s life and it is equally important to choose a Home Loan partner who will look beyond loan transactions. Typically Home loans being 20-30 years tenure, the terms should be easy to understand and process simplified with utmost transparency. It’s that sense of security one feels when taking loan from LIC HFL.
LIC HFL Home loans exciting features
Skilled Professionals to guide you through the process by providing door step service
Resident Indians
1. Purchase
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Salaried – 30 years, for self employed 20 Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
2. Construction
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Salaried – 30 years, for self employed 20 Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
3. Extension
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Salaried – 30 years, for self employed 20 Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
Non Resident Indians
1. Purchase
This scheme is available only for Salaried persons having NRI/PIO status.
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Persons with Professional Qualification – 15 years, for Others 10Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
2. Construction
This scheme is available only for Salaried persons having NRI/PIO status.
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Persons with Professional Qualification – 15 years, for Others 10Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
3. Extension
This scheme is available only for Salaried persons having NRI/PIO status.
Loan Amount | : | Min.Rs.1,00,000/- |
---|---|---|
Loan to Property cost | : | 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs . |
Loan Term | : | Maximum term – For Persons with Professional Qualification – 15 years, for Others 10Years |
Repayment Mode | : | Equated Monthly Installments (EMI)- Monthly Rest Basis |
Rate of Interest | : | Contact nearest Office for details on the Prevailing Interest Rates |
Upfront fees | : | As applicable from time to time |
For terms & conditions please visit: LIC Housing Finance Ltd.
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